1、 休闲英语沙龙系列丛书 经 济 生 活主编苏联波新疆青少年出版社图书在版编目（）数据图书在版编目（）数据经济生活：英汉对照苏联波主编修订本乌鲁木齐：新疆青少年出版社，（休闲英语沙龙系列丛书）经 苏 英语汉语对照读物经济学基本知识 ：中国版本图书馆 数据核字（）第 号休闲英语沙龙系列丛书经济生活苏联波主编新疆青少年出版社出版（地址：乌鲁木齐市胜利路二巷号邮编：）新华书店经销廊坊市华北石油华星印务有限公司印刷开本：毫米 毫米 开总印张：年月修订版 年月第次印刷印数：册 总定价：元（共 册）（如有印装质量问题请与承印厂调换）Contents1目录Contents目 录Chapter OneInsur
2、ance第一章 保 险(1)1 Concepts of Insurance保险的概念(2)(1)Insurance保险(2)(2)The Role of Insurance保险的作用(5)(3)Insurance and Kinds of Insurance保险及类型简介(7)2 Insurance Law and Regulations保险法规(11)(1)The People s Insurance Company of ChinaOcean Marine Cargo Clauses中保公司海洋货运条款(11)(2)Looking Back on Insurance Law and Cas
3、es inUSAContents2目录美国保险法与案例回顾(18)3 Application of Insurance保险案例(21)(1)A Letter to Introduce Life Insurance介绍人寿保险的一封信(22)(2)An Insurance Case保险案例(26)(3)Insurance in Foreign Trade国际贸易中的保险(29)(4)Automobile Insurance in USA美国的汽车保险(33)(5)Insurable Risks可保风险(38)(6)Insurance Policies保险单(41)(7)Apply for Ins
4、urance申请保险(43)Chapter TwoInvestment第二章 投 资(46)1 Introduction to Investment投资简介(47)(1)Investment投资(47)(2)Relation Between Savings and Investings储蓄与投资的关系(52)(3)Returns on InvestmentsContents3目录投资收益(53)(4)Risks of Investments投资的风险(54)(5)Aims of Investments投资的目标(57)(6)Depositing and Security Investment存
5、银行与证券投资(58)(7)Cash Your Investment投资的变现(59)(8)How to Trade Stocks怎样进行股票交易(60)2 Cases in Investment投资实例(64)(1)Buying a Home:a Major Individual Investment买房:一项重要的个人投资(65)(2)Open One s Own Business怎样自己开公司(69)(3)The History of the Greatest Entrepreneur of the Globe全球最大企业家的创业史(74)(4)Achievements of Mr An
6、 Wang王安博士的成就(78)Chapter ThreeTaxation第三章 税 收(82)1 Kinds of Taxation税收分类(83)(1)TaxationContents4目录税收(83)(2)Taxation in the U S美国的税收(86)(3)Talking About Paying Taxes谈论缴税(88)2 Effects of Taxation税收的作用(90)(1)The Economic Effects of Tariffs关税的经济作用(90)(2)Taxes Balance Resources and Money Supply税收平衡着资源和货币供
7、应(93)(3)Value Added Tax增值税(95)Chapter FourBanking and Money Market第四章 银行业务与货币市场(98)1 Money Market货币市场(99)(1)Money and Bank货币和银行(99)(2)How Money and Banks Came Into Being货币和银行是怎样产生的(103)(3)The Beginning of Money货币的起源(106)(4)Money货币(109)(5)The Money MarketContents5目录货币市场(112)2 Bank Instruments金融工具(116
8、)(1)Cheques支票(116)(2)The Clearing System清算体系(121)(3)Requesting Bank Overdraft请求银行透支(124)(4)International Monetary System国际货币体系(126)3 At a Bank在银行(132)(1)At a Bank在银行(133)(2)At the Bank(Dialogues)在银行(对话)(138)(3)What Should I Do?我该怎么办?(144)(4)How to Operate a Cash Dispenser?如何使用取款机?(147)(5)I Want to S
9、end 500 US Dollars to New York我想汇 500 美元到纽约(150)4 Credit Cards Economy信用卡经济(152)(1)Cerdit CardsContents6目录信用卡(153)(2)Uses of Credit Cards使用信用卡(156)(3)Single/All Purpose Credit Cards单一与多用途信用卡(157)(4)Popularity of Credit Cards信用卡的普及(159)5 Stock Markets证券市场(161)(1)NYSE in Wall Street华尔街的纽约证券交易所(161)(2)
10、Mutual(Investment)Fund共同(投资)基金(163)(3)Financial Reports of Listed Companies上市公司财务报告(165)(4)Stock Prices in Secondary Markets二级市场股价(166)(5)Margin Purchase保证金购买制(168)(6)The Bond and Stock Market债券和证券市场(170)Chapter FiveHumors in Economic Life第五章 经济生活中的幽默(174)1 Put Oneself Before Others先己后人(175)2 It Is
11、YoursContents7目录它是你的了!(176)3 New Shoes and Old Shoes新鞋和旧鞋(178)4 Where Was the Millionaire?百万富翁哪里去了?(180)5 We d Better Hurry Home Quick我们最好回家(183)6 The Boss of the Parrots鹦鹉老板(184)附录(186)Common Terms of Economic Life经济生活常用词汇(186)1 Money and Bank货币与银行(186)2 Investment投资(190)3 Commerce and Trade商贸(193)
12、4 Insurance保险(196)5 Taxes and Duties税务(198)Chapter OneInsurance1第一章保险Chapter OneInsurance第一章 保 险保险作为经济社会中不可缺少的环节，在防灾补损、保障社会生产、安定人民生活、集聚国家建设资金等方面都起着十分重要的作用。在商品社会中，现代企业生产和销售的规模扩大，出现自然灾害和意外损失的可能性增大，而单个企业的经济力量又较为单薄，如果不依靠保险来提供保障，一旦发生灾害事故，生产经营一般很难维持下去。Chapter OneInsurance2第一章保险l Concepts of Insurance保险概念为
13、了应付各种自然灾害和意外事故，通过合同形式，运用商业化经营原则，建立保险后备基金，在合同规定的责任范围内，实行对遭受财产风险而损失的财产进行经济补偿，以及对人身伤亡或年老丧失劳动能力给付保险金的一种社会后备方法。1980 年后，中国保险事业才走上健康发展的道路。(1)Insurance保 险Life is full of dangers and surprises Your house may burndown You may fall out of the window and break your neck Miceand beetles may eat your floor so tha
14、t you drop into the flat belowAnything may happen，and you never knowYou can not always prevent disasters，but you can insure a-gainst them Most form so insurance are voluntary it is up toyou1whether you take out a policy or not But some forms are com-pulsory If you drive a car，for example，you must ta
15、ke out a thirdparty insurance policy2 The“parties”to an agreement，or con-Chapter OneInsurance3第一章保险tract，are the individuals or groups concerned With third partymotor insurance，the three parties are(i)you yourself，(ii)yourinsurance company，and(iii)anybody else Third party insurancedoes not cover fir
16、e，theft or anything else It is intended only toprotect road users from each other If you want to insure against allthe other terrible things that might happen to you or your car，youcan take out a comprehensive policyAnother form of compulsory insurance is National InsuranceEverybody over 16 earning money on a regular basis must pay a sumeach week to the state These weekly contributions cover part of thecost of the National Health Service and the other social service ben-efits3，e g unemployment b
