1、CONTENTS?149?144?138?132?122?096?026?016?010?004?2021?2021?100?8.1%?2021?2021?10?3.05?30%?2021?3.06?3?222.26?3.45%?600?3.17?62?AUM?8845?5.44?2021?1.44%?0.13?2021?1?211?211?2021?3.5%?26?+?+?211?One Bank,One Data?+?+?50%?2022?2021?100?2021?3.06?5.48%?662.75?3.07%?222.26?3.45%?14.63%?3.14?654?62?8,000?
2、700?17.6?4?1261?35.7%?24.37%?13.8?11.5?+?+?477.4?82.1%?2021?27.9%?5.44?AUM?8,844.7?1,000?2.3?72.1%?2,565.8?207.9?100%?109%?156%?94%?81.7%?211?IT?Lake?3?E?2021?1.44%?0.13?1.75%?0.14?203?25?210.22%?2022?第一节?011?2021?2021?1.1.1?Bank of Beijing Co.,Ltd.?1.1.2?1.1?17?1.1.3?17?65?2001?12?156?B?2007?2?17?1
3、7?100033?010-66426500?010-66426519?010-95526?010-66223826?1.1.4?012?1.1.7?91110000101174712L?1.1.8?1?1?16?2?1.1.6?601169?1?360018?2?3600231.1.5?013?2021?2021?1.2?2020?X-Repo?2020?-?-?-?100?-?2019-2020?VISA?2020?VISA?2020?2020?2020?2020?2021?2020?2020?2020?2020-2021?2020?2021?1?2021?2?2021?3?2021?4?0
4、14?-2020?2021?2021?2020?ESG?2020?Wind?CFCA?2021?APP6.0?2021?315?2020?ABN?2021?2021?15?DAMA?DAMA?2021DAMA?2021?5?2021?6?2021?9?2021?10?015?2021?2021?21?2021?2021?2021?2021?2021?APP?2021?2021?VISA?2021?2020?2021?2021?2021ESG?ESG?2021?A?e?2021?19?i?2021?,?2021?2021?2021?9?2021?2021?2021?2021?11?2021?12
5、?第二节?2.1?017?2021?2021?2.1.1?9?2010?018?ROA?ROE?1.?9?2010?2.?/?+?/2?2.1.2?019?2021?2021?2.1.3?020?2.2?=?2.2.1?2.2.2?021?2021?2021?1.?2022?2?2.?=?+?+?/?100?3.?=?/?+?+?100?4.?=?/?100?2018?3?2015?52?2.2.3?022?2.3?2.4?1?2014?023?2021?2021?2.5?1?2?()?024?2.6?1.?2015?1?()?2.?2018?3?201911?025?2021?2021?2.
6、7?2.8?第三节?3.1?3.1.1?027?2021?2021?2?028?3.1.2?029?2021?2021?030?3.2?031?2021?2021?3.3?3.3.1?01?03?02032?04?05?033?2021?2021?034?035?2021?2021?3.3.2?01?02?03?036?037?2021?2021?038?3.3.3?01?02?03?039?2021?2021?040?041?2021?2021?3.3.4?042?043?2021?2021?3.4?3.4.1?044?3.4.2?3.4.3?045?2021?2021?046?3.4.4?
7、047?2021?2021?048?3.4.5?049?2021?2021?050?3.4.6?051?2021?2021?3.4.7?211?3.4.8?052?3.4.9?3.4.10?053?2021?2021?3.4.11?054?3.4.12?055?2021?2021?3.4.13?3.4.14?056?057?2021?2021?3.4.15?058?3.5?3.5.1?3.5.2?3.5.3?059?2021?2021?（?）?（?060?3.5.4?061?2021?2021?062?3.5.5?063?2021?2021?064?3.5.6?3.5.7?065?2021?2
8、021?0102?03?04?066?3.6?3.6.1?067?2021?2021?3.6.2?3.6.3?1?068?2?069?2021?2021?3?4?070?5?071?2021?2021?3.6.4?072?3.6.5?073?2021?2021?3.7?3.7.1?074?3.7.2?075?2021?2021?3.7.3?076?3.7.4?3.7.5?077?2021?2021?3.8?3.9?3.9.1?078?3.9.2?079?2021?2021?080?3.9.3?3.9.4?081?2021?2021?3.10?3.10.1?082?3.10.2?083?2021
9、?2021?3.10.3?084?3.10.4?3.10.5?3.10.6?3.10.7?3.10.8?3.10.9?3.10.10?085?2021?2021?3.11?3.11.1?3.11.2?086?3.11.3?01?02?03?04?05?06?087?2021?2021?3.11.4?088?3.11.5?089?2021?2021?01?02?03?04?05?090?06?07?091?2021?2021?092?093?2021?2021?094?06?05?04?03?02?01?095?2021?2021?第四节?4.1?097?2021?2021?4.2?4.2.1?
10、098?4.2.2?2021?3?12?2021?5?21?2021?7?23?2021?9?16?4.3?4.3.1?2021?1?7?2021?2?5?2021?2?25?099?2021?2021?2021?4?28?2021?7?7?2021?8?6?2021?8?26?2021?9?27?2021?10?28?2021?11?15?2021?12?2?2021?12?24?100?4.3.2?4.3.3?2021?4?28?2021?9?27?101?2021?2021?2021?10?27?2021?12?2?2021?7?23?2021?4?21?2021?1?20?2021?1
11、0?18?2021?11?29?2021?6?4?2021?4?1?102?2021?8?5?2021?4?27?2021?9?23?2021?11?26?2021?11?25?2021?8?18?2021?4?27?2021?1?29?2021?7?7?2021?8?26?2021?12?23?103?2021?2021?2021?4?23?2021?3?8?2021?6?4?2021?8?23?2021?10?21?2021?11?29?104?4.4.3?4.4.2?4.4?4.4.1?1.?4?7?13?6?7?2.?2021?7?105?2021?2021?4.5?4.5.1?1.2
12、022?3?2022?2022?3?3?30?2.2022?3?3.2022?3?4.?2,006.48?106?107?2021?2021?4.5.2?108?4.5.5?4.5.3?4.5.4?109?2021?2021?4.5.6?110?111?2021?2021?112?113?2021?2021?114?115?2021?2021?116?4.6.3?4.6.4?4.6.1?4.6.2?4.6?117?2021?2021?4.7?4.7.1?4.7.2?118?4.9?4.8?4.9.1?4.9.2?4.9.3?119?2021?2021?4.10?4.10.1?1.*?2.?3.
13、?4.?2021?12?31?120?4.10.2?1.?2021?12?31?2.?3.?121?2021?2021?4.11?第五节?5.1?123?2021?2021?5.2?5.2.1?124?125125?2021?2021?126?5.2.2?127127?2021?2021?5.3?5.3.1?5.3.2?128?5.3.3?129129?2021?2021?5.3.4?2021?10,542?9,437?89.52%?1,105?10.48%?01?02?130?131131?2021?2021?03?04?第六节?6.4?6.4.1?6.1?6.3?6.2?133?2021?
14、2021?6.4.2?6.4.3?134?6.7?6.5?6.6?6.7.1?135?2021?2021?6.7.2?136?6.8?01?02?03?04?05?06?07137?2021?2021?6.9?6.11?6.12?6.13?6.10?第七节?7.1?7.1.1?139?2021?2021?140?7.1.2?7.2.1?7.2.2?7.2?141?2021?2021?7.3?7.3.1?7.3.2?142?7.4?7.4.1?143?2021?2021?7.4.2?第八节?8.1?8.1.1?8.1.2?8.1.3?145?2021?2021?146?147?2021?8.3?
15、8.4?8.5?8.2?第九节?150?151?2021?152?153?2021?154?155?2021?156?157?2021?158?159?2021?160?161?2021?162?163?2021?164?165?2021?166?167?2021?168?169?2021?170?171?2021?172?173?2021?174?175?2021?176?177?2021?178?12?179?2021?180?181?2021?182?因未决诉讼、亏损合同等形成的现时义务，当履行该义务很可能导致经济利益的流出，且该金额能够可靠计量时，确认为预计负债。预计负债按照履行相关现
16、时义务所需支出的最佳估计数进行初始计量，并综合考虑与或有事项有关的风险、不确定性和货币时间价值等因素。本集团于资产负债表日，对预计负债的账面价值进行复核并作适当调整，以反映当前的最佳估计数。?183?2021?1?2?3?184?185?2021?186?187?2021?(1)?188?189?2021?(1)?2021?12?31?1.44?2020?12?31?1.44?12?(1)?2021?12?31?17.99?2020?12?31?17.99?12?190?191?2021?(1)?2021?12?31?0.39?2020?12?31?0.46?12?192?193?2021?1
17、94?195?2021?196?197?2021?198?199?2021?200?201?2021?202?203?2021?204?(1)?2021?12?31?18.29?2020?12?31?2.99?12.04?2020?12?31?12?(2)?(3)?2021?12?31?2.86?2020?12?31?1.33?1.35?6.94?2020?12?31?12?(4)?205?2021?206?207?2021?208?209?2021?210?211?2021?212?213?2021?214?215?2021?216?217?2021?218?219?2021?220?1?2
18、?221?2021?222?223?2021?224?(1)?2021?12?31?1.51?2020?12?31?1.55?2020?12?31?16.05?(2)?2021?12?31?2020?12?31?225?2021?226?1?1?2017?2017?34?20176?2017?5?30?4.5%?2?2020?2021?2020?22?202094?2020?3?300?2.85%?2020?5?100?3.10%?227?2021?2020?3?60?3.40%?2021?3?80?3.50%?2021?3?40?3.39%?2021?3?20?3.38%?3?2020?20
19、20?83?201822?2020?3?12?2.80%?2?2010?2010?56?2010493?2011?1?14?15?35?1?10?4.90%?10?2021?1?18?2013?1?1?10%?2022?1?1?2021?12?31?2020?12?31?3?2021?12?31?3,225.60?100?(1)?2021?12?31?13?2,862?2020?12?31?12?3,227?2.95%?4.90%?2020?12?31?2.57%?4.90%?228?(1)?2015?12?8?1?49?100?49,000,000?4.50%?5?1.55%?2020?12
20、?8?4.67%?2020?12?8?(2)?2016?7?25?2?130?100?130,000,000?4.00%?5?1.34%?2021?7?25?A?(3)?2021?10?15?400?2021?10?19?100?5?4.35%?5?2021?12?8?200?2021?12?13?100?5?3.84%?5?5?229?2021?230?231?2021?232?233?2021?234?235?2021?236?(1)2021?0.67?2020?0.28?237?2021?238?239?2021?240?241?2021?242?2021?277.59?2020?63.
21、90?243?2021?244?(1)?245?2021?(1)?246?(1)?247?2021?(1)?248?249?2021?250?251?2021?252?253?2021?254?255?2021?256?257?2021?AA-?A?258?12?12?259?2021?30?90?12?260?12?12?2021?12?31?2021?12?31?2020?12?31?12?261?2021?12?2021?12?31?262?2021?12?31?2020?12?31?263?2021?264?2021?12?31?439.86?2020?12?31?129.21?464
22、.56?2020?12?31?184.46?265?2021?266?2021?12?31?2020?12?31?267?2021?268?269?2021?270?271?2021?272?2021?12?31?2020?12?31?273?2021?2021?12?31?2020?12?31?274?2021?12?31?2020?12?31?6.4?2021?12?31?2020?12?31?6.2?275?2021?276?277?2021?278?279?2021?280?281?2021?282?283?2021?284?25?i?ii?iii?iv?v?285?2021?2021?12?31?8.0%?9.0%?1?2?3?286?287?2021?288?289?2021?290?a.?b.?291?2021?292?293?2021?2021?12?31?2020?12?31?i?/?ii?294?295?2021?296?297?2021?298?2021?1?12?299?2021?2013?1?1?2012?6?2013?1?1?300?2022?01?96?5,147,309,935.83?1,544,192.98?5,147,309.94?1?200843?2021?2020?
