1、英文涉外借贷合同范本LAN CNTRACTCntract Number:BRRWER:Address:LENDER:Address:In accrdance with prvisins f Cntract Law f the Peples Republic f China and Bank f China, after reviewing the status and the request f the Brrwer, the Lender agrees t grant the Brrwer a line f credit n . The Brrwer, Lender and Guarantr
2、, thrugh friendly negtiatin, have eecuted this Cntract as fllws:ARTICLE 1 CURRENCY, AMUNT AND TERM F THE LAN:1. The Currency under this lan is Reiminbi.2. The Line f the lan is yuan.3. The perid f this lan is 12 mnths frm the date f effectiveness f this cntract.ARTICLE 2 THE PURPSE F THE LAN:1. The
3、purpse f this lan is used fr wrking capital turnver.2. Withut written apprval f the Lender, the Brrwer culd nt use the lan ut f the scpe f the purpse.ARTICLE 3 INTEREST RATE AND CALCULATIN F INTEREST:1. Interest rate: The interest rate shall be During the lan term, if the cuntrys related authrity ad
4、justed the interest rate r the manner f calculatin f interest, the interest f this cntract shall be adjusted accrdingly after ne year frm the date f eecutin f this cntract. The adjustment shall be cnducted when the interest rate are eecuted ne year.It is nt bliged t infrm the Brrwer when the adjustm
5、ent f interest.2. The interest shall be calculated frm the date f first drawdwn and the actual days the brrwer use. ne year shall be calculated as 360 days.3. The payment f interests: The Brrwer shall pay the interests per quarter. The payment date shall be , and. If the payment fr the last installm
6、ent is nt n the payment date,the interests shall deduct the interest frm the bank accunt f the Brrwer. In the event that the Brrwer fails t pay the interests n time and the balance f the accunt f the Brrwer is nt enugh fr the payment f interest, the Lender shall have rights t cllect a penalty being
7、f the utstanding amunt per day fr the Brrwers breach f cntract.ARTICLE 4 VERDUE INTERESTS AND MISUSING INTERESTS1. If the Brrwer fails t repay the lan and can nt reach a agreement with the Lender regarding the etensin, the Lender shall cllect an verdue penalty fr f the verdue amunt per day.2. If the
8、 Brrwer fails t uses the lan in accrdance with the prvisins set frth in this cntract, the Lender shall have right t charge a interests fr the misusing part at a rate f per day.ARTICLE 5 ACCUNTThe Brrwer shall pen Reiminbi basic accunt and/r freign currency accunt at the Lender r Lenders branch fr th
9、e use f draw-dwn, repayment,payment f interests and fees.ARTICLE 6 DRAW-DWN1. The lan under this cntract is revlving, the balance f this cntract shall nt mre than the line f credit.2. The Brrwer shall send a draw-dwn applicatin as the frm herein attached in this cntract 7 days befre the date f draw-
10、dwn.3. The Brrwer shall nt draw the lan less than 1 millin.ARTICLE 7 CNDITINS FR DRAW-DWNThe fllwing cnditins shall be satisfied in advance f the draw-dwn date:1. The Brrwer has pened freign accunt and Reiminbi accunt at the ffice f the Lender r the branch f the Lender;2. This cntract and the append
11、ices have been effective;3. The Brrwer has prvided the recgnitin f the investment r certificate f the investment t the Lender;4. The Brrwer has prvided the bard reslutin and pwer f attrney regarding this lan cntract;5. The Brrwer has prvided the list and the signature sample f the authrized persn wh
12、 empwer t sign this cntract and dcuments;6. The Guaranty under this cntract has been effective;7. The Brrwer has been satisfied the warrants under Article 11 f this cntract;8. The ther requirement fr the draw-dwn have been satisfied.ARTICLE 8 REPAYMENT PLAN AND PREPAYMENT1. The Brrwer shall repay th
13、e lan in accrdance with the status f its cash. The Brrwer shall infrm the Lender the payment amunt and date prir t make the payment. The Brrwer shall be bliged t repay the principal and related interests n due date withut any cnditin.2. The payment made by the Brrwer and the deductin frm the accunt
14、f the Brrwer shall be used fr repaying the interest at first and then fr repaying the principal.3. In the event the Brrwer fails t repay the lan, the Lender shall have rights t deduct the debt frm the bank accunt f the Brrwer at the Lender r empwer the branches f the Lender t deduct the debt frm the
15、 bank accunt f the Brrwer at the Lenders branches;4. The installment f repayment shall nt less than 1 millin.ARTICLE 9 DEBT CERTIFICATEThe Lender shall keep recrd in the Lenders accunt fr the principal,interests and fees and ther fees f the Brrwer under this cntract; The abve mentined recrd and the
16、dcumentatin fr the draw-dwn, repayment and payment f interest is the certificates f the debts between the Brrwer and the Lender.ARTICLE 10 GUARANTY1.(the Guarantr) shall be the guarantr fr the lan under this cntract and take jintly liabilities.2. During the term f this cntract, if the guarantrs financial status becme deterirated r the liabilities fr repayment f debts becme weak, the Lende
